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Summer 2009 Baird Report / E-newsletter Overview

Bring the Look of Summer into your home

 Summer 2009,  When the days are long and the air is warm, you want to throw open your windows and enjoy the days of summer.  Bring the fresh look of summer into your home with some quick and easy additions ( or removals ) of colour, style and accessories.  Not everyone has the luxury of moving to the lake or mountains to enjoy the "lazy days of summer"   But most everyone can bring the look of summer into the home they do have.

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May 2009 Baird Report / E-Newsletter Overview


Spring Resale Housing Brings Positive News

Port Credit In SpringMarch 2009, Greater Toronto REALTORS® reported 6,171 sales - down seven per cent from March 2008, representing the smallest year-over-year decline in the last five months. The average price for March transactions was $362,052 - down less than five per cent from the same month last year.

"The Greater Toronto housing market has stood up very well given the challenging economic times the world has experienced in recent months," commented TREB President Maureen O'Neill.

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Finding and Purchasing the Right Home

When you're about to make one of the largest purchases of your life, be sure to shop around.

Consider such things as transportation, distance to work, and proximity to schools, daycare, recreational facilities, shopping, healthcare, and so on. If the listing realtor claims "10 minutes to downtown," find out if that's during rush-hour in a minivan or at 3:00 a.m. in a Porsche Boxster!

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How Are You Putting Your Tax Credit To Use?

How Are You Putting Your Tax Credit To Use?A new tax credit was introduced on an amount of $5,000. The refund will be $750 towards the purchases costs.

Home Buyers Plan Improvements -RSP’s withdrawl for purchasing a home has increased from $5,000.
The Home Renovation Tax Credit - Applies to expenditures over $1,000 but not over $10,000 resulting in up to $1,350 per family.
Land Transfer Tax Rebate - Receive up to $2,000 refunds on the purchase or resale of your home.

Source: The Mortgage Centre



April 2009 Baird Report / E-Newsletter Overview


Interest Rates Cut To Lowest Ever

Interest Rates Cut To Lowest Point Ever March 2009It's easy to get caught up in the speed, drama and pressure of bidding on a house that you are willing to skip a few steps to make sure you acquire the house of your dreams. You're suddenly willing to pay a few thousand more than you had intended. You're willing to go for a quicker closing date. You're even willing to skip the home inspection process, and just ask a knowledgeable family member to check it out for you. Slow down. Relax.

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It's A Great Time For First Time Home Buyers

Interst rates are at an historic low and many incentives are available to First-Time Homebuyers to help you purchase your first home. Some of the incentives available in 2009 include:

- The First Time Home Buyers Tax Credit
- Improvements to the Home Buyer's Guide
- The Home Renovation Tax Credit
- Land Transfer Tax Rebate
- Cash Back Mortgage Option


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Why You Need A Home Inspection


Why You Need A Home InspectionIt's easy to get caught up in the speed, drama and pressure of bidding on a house that you are willing to skip a few steps to make sure you acquire the house of your dreams. You're suddenly willing to pay a few thousand more than you had intended. You're willing to go for a quicker closing date. You're even willing to skip the home inspection process, and just ask a knowledgeable family member to check it out for you. Slow down. Relax.

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